Suzuki GD 110S 2025 Installment Plan: Process, Banks, and Costs

The Suzuki GD 110S 2025 is a popular 110cc motorcycle in Pakistan, loved for its fuel efficiency, stylish design, and reliability. Priced at PKR 359,000, it’s a premium choice for daily commuters. Installment plans make it affordable for middle-class riders. This article details the process, bank options, costs, and tips to get the Suzuki GD 110S on easy payments in 2025.

Why Choose the Suzuki GD 110S 2025?

• Fuel Efficiency: 40–45 km/l, saving costs with petrol at PKR 250/liter.
• Features: 113cc 4-stroke engine, front disc brake, telescopic forks, stylish muffler, alloy rims.
• Reliability: Low maintenance, robust build, and Suzuki’s wide service network.
• Design: Sporty look with colors (Black, Blue, Red, Grey).

Useful Info: Ideal for city commuting, offering a smooth ride and 120 km/h top speed.

Suzuki GD 110S 2025 Price

• Ex-Factory Price: PKR 359,000 (as of November 2024, after PKR 7,000 hike).
• Additional Costs: Registration (PKR 5,000–10,000), insurance (PKR 5,000–8,000).

Installment Plans and Bank Options

Suzuki offers flexible installment plans through company-owned outlets and banks, often with zero markup for up to 24 months. Below are plans for 2025, focusing on the GD 110S.

1. Meezan Bank (Islamic Financing – Bike Ijarah)

• 24-Month Plan (Zero Markup):
  • Down Payment: PKR 89,750 (25%)
  • Monthly Installment: PKR 11,220
  • Total Financing: PKR 269,250
• 18-Month Plan (Zero Markup):
  • Down Payment: PKR 89,750 (25%)
  • Monthly Installment: PKR 14,960
  • Total Financing: PKR 269,250
• Features: Shariah-compliant, no interest, includes takaful (Islamic insurance).
• Useful Info: Apply at Meezan Bank branches or Suzuki outlets. Requires a Meezan account. Check meezanbank.com for updates.

2. Bank Alfalah (Conventional Financing)

• 24-Month Plan (Zero Markup):
  • Down Payment: PKR 179,500 (50%)
  • Monthly Installment: PKR 7,479
  • Total Financing: PKR 179,500
• 12-Month Plan (Zero Markup):
  • Down Payment: PKR 179,500 (50%)
  • Monthly Installment: PKR 14,958
  • Total Financing: PKR 179,500
• Features: No markup for short tenures, fast processing, flexible plans.
• Useful Info: Available at Suzuki dealerships or bankalfalah.com. Confirm processing fees (PKR 2,000–5,000).

3. Pak Suzuki Installment Plan (Company Outlets)

• 24-Month Plan (Zero Markup):
  • Down Payment: PKR 89,750 (25%)
  • Monthly Installment: PKR 11,220
  • Total Financing: PKR 269,250
• 12-Month Plan (Zero Markup):
  • Down Payment: PKR 179,500 (50%)
  • Monthly Installment: PKR 14,958
  • Total Financing: PKR 179,500
• Features: Direct from Suzuki showrooms, no bank markup, simple process.
• Useful Info: Available only at company-owned outlets (e.g., Karachi, Lahore). Processing fees (PKR 2,000–5,000) and insurance apply.

Other Options: Some dealers (e.g., Ahsan Autos) offer plans with credit card billing, but confirm terms to avoid hidden charges. Check suzukipakistan.com for authorized outlets.

Eligibility Criteria

To qualify, you need:

• Age: 21–60 years.
• Income: Minimum PKR 25,000/month (salaried or self-employed).
• Employment: 6 months (salaried) or 1 year (self-employed).
• Documents:
  • CNIC copy
  • 2 passport-size photos
  • Salary slips (3 months) or business proof (bank statement)
  • Utility bill for address proof
• Credit History: No loan defaults.

Useful Info: Meezan requires Shariah compliance. Ensure your income supports installments (e.g., PKR 11,220/month).

How to Apply for the Installment Plan

1. Confirm Bike Price:
   • GD 110S costs PKR 359,000. Verify at suzukipakistan.com.
2. Choose a Plan:
   • Pick Meezan, Bank Alfalah, or Suzuki’s plan (12–24 months, 25–50% down).
   • Use Suzuki’s Installment Calculator at suzukipakistan.com.
3. Gather Documents:
   • Prepare CNIC, income proof, and utility bill.
   • Open a Meezan account for Islamic financing.
4. Apply:
   • Online: Visit meezanbank.com or bankalfalah.com. Submit details and documents.
   • In-Person: Go to Suzuki company-owned outlets (Karachi, Lahore, Islamabad) or bank branches. Submit forms and choose tenure.
   • Contact: Call Suzuki at 021-111-SUZUKI (789-854) or Meezan at 021-111-331-331.
5. Verification:
   • Banks/Suzuki verify income and documents (3–7 days).
   • Additional papers (e.g., employment letter) may be needed.
6. Payment and Delivery:
   • Pay down payment (e.g., PKR 89,750 for 25%).
   • Pay registration and insurance (PKR 10,000–15,000).
   • Sign agreement. Collect bike from Suzuki outlet.

Useful Info: Zero markup plans save money, but confirm processing fees. Apply early to avoid stock shortages.

Tips to Save Money

• Choose Zero Markup: Suzuki Principals: Meezan and Suzuki offer 0% markup for up to 24 months.
• Higher Down Payment: 50% down (PKR 179,500) lowers monthly installments (e.g., PKR 7,479 vs. PKR 11,220).
• Short Tenure: 12-month plans reduce total cost (no extra fees).
• Authorized Outlets: Buy from Suzuki showrooms to avoid dealer markups.
• Check Promotions: Look for seasonal offers (e.g., Eid 2025 deals).

Things to Watch Out For

• Hidden Costs: Processing fees (PKR 2,000–5,000) and insurance add to the down payment.
• Price Hikes: Bike price rose to PKR 359,000 in November 2024; confirm current rate.
• Scams: Avoid unofficial dealers or social media ads. Use suzukipakistan.com or banks.
• Availability: High demand may delay delivery. Book early.

Why It’s Worth It

The Suzuki GD 110S 2025 is a reliable, fuel-efficient bike perfect for Pakistan’s roads. With zero markup plans from Meezan, Bank Alfalah, and Suzuki, monthly payments as low as PKR 7,479 make it affordable for commuters. Its 45 km/l mileage, low maintenance, and strong resale value ensure long-term savings.